TINJAUAN HUKUM ISLAM TERHADAP PRAKTIK PEMANFAATAN OBJEK GADAI BERUPA SAWAH OLEH PENERIMA GADAI

(Studi kasus di Desa Kebon Agung Kecamatan Babat Kabupaten Lamongan)

  • Dani El Qori
Abstract views: 2 , PDF downloads: 3
Keywords: Utilization, Mortgage, Rice Fields, Islamic Law

Abstract

Indonesia as an agricultural country has extensive and fertile agricultural land so that it once achieved food self-sufficiency. However, recently this condition has changed. Environmental pollution, climate change, and minimal government support in the agricultural sector are considered to be the causes of declining productivity in the agricultural sector. Facing this condition, some farmers are forced to take out loans, either to meet their living needs or for business capital in other fields. The above conditions are experienced by some farmers in Kebon Agung Village, Babat District, Lamongan Regency. Some farmers make debt agreements with fellow farmers by pawning their rice fields as collateral for their debts. In this debt agreement with a pawn, the lender asks for approval from the owner of the rice field to utilize the pawn object in the form of a rice field. In practice, the lender manages the pawn object without giving any compensation to the owner. This article describes the practice of utilizing pawn objects in the form of rice fields, then analyzed using the theory of pawn contracts in Islamic law. The purpose of compiling this article is to analyze the validity of the practice of utilizing pawn objects in the perspective of Islamic law.

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Published
2025-01-28
Section
Articles