El-Sahm: Jurnal Hukum Ekonomi Syariah

REKONSTRUKSI KURIKULUM FIQIH MUAMALAH BERBASIS PROBLEM-BASED LEARNING DALAM MENJAWAB TANTANGAN EKONOMI DIGITAL

2026-05-22T16:26:53+07:00

The rapid development of the digital economy has given rise to various new phenomena in the practice of muamalah, such as online transactions, financial technology (fintech), cryptocurrency, and activities in the marketplace, which demand a more contextual and adaptive understanding of fiqh. However, the Fiqih Muamalah curriculum in Islamic educational institutions in general is still normative and textual, so it is less able to respond to contemporary problems. This study aims to reconstruct the fiqh muamalah curriculum based on Problem-Based Learning (PBL) to address the challenges of the digital economy, particularly in paylater and fintech practices. The rapid development of the digital economy has introduced new forms of transactions that raise complex issues in Islamic law, while the existing fiqh muamalah curriculum remains largely normative and less contextual. This research employs a qualitative approach using a library research method with descriptive-analytical analysis. Data sources include classical fiqh literature, scholarly journal articles, and studies on digital economy and PBL. The findings indicate that curriculum reconstruction should integrate real-world problems as the foundation of learning. The implementation of PBL in fiqh muamalah enhances students’ critical, analytical, and contextual thinking skills in addressing contemporary economic issues. Despite several challenges, such as limited teacher competence and learning resources, this approach proves effective when supported by appropriate instructional strategies. This study contributes to the development of an adaptive and relevant Islamic education curriculum in the digital era.

MAQASID-SROI: PENGEMBANGAN MODEL KONSEPTUAL PENGUKURAN DAMPAK MULTIDIMENSI PADA ISLAMIC SOCIAL FINANCE

2026-07-09T23:45:40+07:00

This study aims to develop a conceptual model that integrates Social
Return on Investment (SROI) with the Maq??id Syariah Index to
measure multidimensional impact in Islamic Social Finance (ISF)
institutions. The academic concern underlying this study is the value
incongruence between SROI, which is monetized and secular in
nature, and the Maq??id Index, which is normative but lacks
quantitative precision. Using a conceptual/theoretical paper approach
through literature synthesis and model building, this study develops
the Maq??id-SROI (M-SROI) framework, structured in three layers:
standard SROI input-output, a filtering and weighting mechanism
based on five maq??id dimensions, and composite impact valuation.
The model is accompanied by theoretical propositions intended for
further empirical testing. The contribution of this study is both
theoretical and practical: it extends the maq??id-based performance
measurement framework into the non-profit ISF domain, and offers
zakat and waqf institutions a foundation for developing more
substantively sharia-compliant impact reporting. The study also
illustrates the model’s application through a hypothetical productive
zakat case, demonstrating that the M-SROI ratio can reveal the
composition of maslahah dimensions behind an impact value that
conventional SROI cannot disclose. Limitations of the model including
the subjectivity of expert weighting and the absence of empirical
validation are acknowledged and translated into a future research
agenda, particularly the validation of maq??id weights through the
Analytic Hierarchy Process (AHP) or the Delphi method, and
empirical testing on real zakat, waqf, or Islamic microfinance
institutions.