REKONSTRUKSI KURIKULUM FIQIH MUAMALAH BERBASIS PROBLEM-BASED LEARNING DALAM MENJAWAB TANTANGAN EKONOMI DIGITAL

Abstrak

The rapid development of the digital economy has given rise to various new phenomena in the practice of muamalah, such as online transactions, financial technology (fintech), cryptocurrency, and activities in the marketplace, which demand a more contextual and adaptive understanding of fiqh. However, the Fiqih Muamalah curriculum in Islamic educational institutions in general is still normative and textual, so it is less able to respond to contemporary problems. This study aims to reconstruct the fiqh muamalah curriculum based on Problem-Based Learning (PBL) to address the challenges of the digital economy, particularly in paylater and fintech practices. The rapid development of the digital economy has introduced new forms of transactions that raise complex issues in Islamic law, while the existing fiqh muamalah curriculum remains largely normative and less contextual. This research employs a qualitative approach using a library research method with descriptive-analytical analysis. Data sources include classical fiqh literature, scholarly journal articles, and studies on digital economy and PBL. The findings indicate that curriculum reconstruction should integrate real-world problems as the foundation of learning. The implementation of PBL in fiqh muamalah enhances students’ critical, analytical, and contextual thinking skills in addressing contemporary economic issues. Despite several challenges, such as limited teacher competence and learning resources, this approach proves effective when supported by appropriate instructional strategies. This study contributes to the development of an adaptive and relevant Islamic education curriculum in the digital era.